Blessed Coverage · Client Center
Take care of it on your own time. I’m always a phone call away.
Here you can book a time with me, compare plans, or get a quote whenever it suits you. I wrote a few notes in each section on what I’d look for, so you’ll know what matters before we talk. My help never costs you anything.
Book a time with me
Phone, Zoom, or in the office. Pick any open slot and you’ll get a confirmation email with a link to reschedule.
Medicare (65+ or on disability)
Annual Enrollment runs October 15 to December 7. Changes start January 1.
Compare plans yourself
See Medicare Advantage, drug plans and Supplement quotes for your ZIP code. You can enroll online and I’ll still be your agent.
Compare Medicare plansHave me do the research
Send me your medications, doctors and pharmacy in one secure form. I’ll compare every plan and get back to you.
Send my infoWhat I recommend
- Have your list ready: every medication with the dose, your doctors, and your pharmacy. These decide which plan is cheapest for you, more than the premium does.
- Look at the yearly total, not just the premium. A $0 plan can cost more if your drugs are on a high tier.
- Check the out-of-pocket maximum. That’s the most you’d pay in a bad year.
- Medicare Supplement: Plan G is the one most of my clients choose. Plan N has a lower premium with small copays.
- If your doctor or drug list changed this year, book a call and we’ll review it together.
Under 65: ACA / Marketplace plans
Open Enrollment runs November 1, 2026 to January 15, 2027. Enroll by December 15 for coverage starting January 1.
Shop and enroll
See your tax credit and real prices for your household, then enroll with me listed as your agent.
Shop ACA plansWhat I recommend
- Use your best estimate of next year’s household income. Your tax credit is based on it. Report changes during the year so you don’t owe at tax time.
- If your income is on the lower side, look at Silver plans first. You may qualify for extra savings that lower your deductible, and those only apply to Silver.
- Check that your doctors are in network before you pick a plan.
- Lost Medicaid / AHCCCS or job coverage? You may be able to enroll now. Call me.
Life insurance
See prices online in a few minutes. Many people can get covered without a medical exam.
See life insurance prices
Compare term life, final expense and IUL prices from several companies. I’ll be listed as your agent, so I can help you finish.
Get my life quoteRather just talk it through?
Call or text me at (623) 777-9077, or grab a time on my calendar. Whole life, IUL and annuities usually go better with a quick conversation.
Book a life reviewWhat I recommend
- Families with children or a mortgage: I usually suggest about $1,000,000 of 20 to 30 year term for each working parent. Term gives you the most coverage for the lowest price.
- A simple rule: 10 to 12 times your yearly income, plus your mortgage and other debts.
- Pick a term that lasts until your youngest child is through school or your mortgage is paid off.
- Seniors: a final expense policy of $10,000 to $25,000 covers funeral costs so your family isn’t left with the bill.
- Don’t cancel an old policy until the new one is approved and in force.
Travel insurance
Medical coverage for trips outside the US, through Blue Cross Blue Shield Global Solutions.
What I recommend
- Original Medicare generally doesn’t cover care outside the US, and many US health plans cover very little abroad.
- I suggest at least $100,000 in medical coverage and $250,000 or more for medical evacuation, especially for seniors or long trips.
- Buy before you leave, and keep the ID card on your phone.
Already a member? Handle it yourself
Print an ID card, pay your premium, find a doctor, or check a claim on your insurance company’s site. Log in or create an account with your member ID.
Please don’t email your Social Security number or bank details. If I need them, I’ll send you a secure form or we’ll go over it by phone.
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